General Liability Insurance in Palatine, IL
General liability insurance is designed to cover your business from financial losses resulting from third-party claims of bodily injury, property damage or personal and advertising injury that may occur during your business operations.
This coverage is often considered a core part of any business insurance portfolio, as it addresses many of the risks that can arise in day-to-day activities.
What Does General Liability Insurance Cover?
A general liability policy can cover your business in the following ways:
- If a customer or visitor is injured on your premises, this coverage can help with medical expenses and legal costs.
- If your business operations accidentally damage someone else’s property, general liability insurance can help cover repair or replacement costs.
- Personal and advertising injury coverage can include support for claims of libel, slander, copyright infringement or false advertising.
- It can help with legal defense costs, and coverage may extend to legal fees and settlements, even if a claim is groundless.
Who Needs General Liability Insurance?
General liability insurance is important for most businesses, especially those that:
- Interact with clients or customers in person
- Operate from a physical location, such as an office or storefront
- Work on client property
- Advertise or promote their services
Many landlords, clients and local regulations may require proof of general liability coverage before you can sign a lease or contract.
How Contigo Insurance Agency Can Help
Our team is dedicated to helping business owners in Palatine, IL find the right general liability insurance for their needs. We take the time to understand your operations, assess your risks and compare coverage options from leading insurers.
Contact us today to discuss your general liability insurance options and get a personalized quote.