March Question of the Month: Who Needs General Liability Insurance?

General liability insurance is a foundational coverage that can help provide crucial financial protection.

If you operate a retail shop, restaurant, or office, you interact with customers and the public daily. Accidents can happen, and general liability insurance can help cover medical expenses or property repairs if someone is injured on your premises.

Working on client sites or handling equipment increases the risk of accidental damage or injury. Many clients in Illinois require contractors to carry general liability insurance before starting a project.

General liability insurance can help cover the following:

• Third-party injuries that happen on your company’s property
• Your company’s responsibility for third-party property damage
• Personal or advertising injuries arising during business operations

Contact us today to discuss your general liability insurance needs.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.